You get up early, get to your tiny workshop and put your all in making wooden furniture or sewing clothes using your hands, just as your dad used to do before you. However, old tools fail while money remains tight and customers demand new finishes that you’re not able to provide. This is where PM Vishwakarma Yojana steps in. It’s A government-sponsored scheme that was announced in 2023, and it’s set to explode by 2025 with new improvements. You can get a free toolkit following basic training. There are two bonuses that are new: a daily stipend of Rs500 during the course and 100 rupees per month for digital transactions through your phone.
More than 2.7 million artisans similar to you have already applied with thousand of them verified and cash flowing through. No matter if you’re a carpenter living in Rajasthan or a pottery maker anywhere in India This means you’ll have higher-quality tools, loans at only 5% interest and a chance at making your income double. Do not delay, the registration period is open until 2028, but places are going to fill quickly in your local area.
PM Vishwakarma Yojana Key Features
This table explains the benefits you can expect under the PM Vishwakarma Yojana in plain language ideal for checking your smartphone.
| Key Feature | Your Benefits Details |
| Toolkit Incentive | E-voucher worth Rs15,000 for the latest equipment after 5-7 days of training |
| Training Stipend | Each day, Rs500 (5-7 days of basic plus 15 days advance) directly to the bank |
| Digital Bonus | Maximum of Rs100 per month for UPI transactions. Rs100 per month for UPI transactions. |
| Loans | Initial Rs1 Lakh (18 months) Second Rs2 Lakh (30 months) at the rate of 5%, without collateral |
| Who Qualifies | Age 18-59, 18 trades such as tailor, carpenter, blacksmith, and tailor. |
| Official Website | https://pmvishwakarma.gov.in/ |
PM Vishwakarma Yojana Key Updates
It’s possible to think that programs change however PM Vishwakarma is designed for people just like you – everyday wage earners who have been forgotten by large banks. It was launched on 17 September 2023 by Prime Minister Modi in celebration of Vishwakarma Jayanti, the program will be enormous by the time it reaches the end of December 2025. The most recent statistics reveal 2.71 million applications. 1.67 thousand verified applications at the panchayat level, and more than 30 lakh who have signed up for benefits. The two bonuses added to the program are a game changer: that a daily salary of Rs500 will cover your meals and travel and allows you to focus on learning digital design or better welding. What about the digital reward? Pay with a QR to earn additional cash each month as much as Rs100 to go cashless.
Imagine this: You’re Jaipur tailor battling with an old machine. After applying online at pmvishwakarma.gov.in, you finish basic training, grab your Rs15,000 toolkit (saws, hammers, or sewing upgrades), and start taking bank loans. When do you pay back? You can unlock another Rs2 lakh. No more middlemen. Sell directly through e-commerce, with the help of assistance from the government in marketing.
PM Vishwakarma Yojana Step-by-Step: How You Apply
Take your Aadhaar and go to the closest Common Service Centre (CSC) or pmvishwakarma.gov.in It’s completely free and takes just 10 minutes. The first step is to fill out the form with your details for trade (carpenter? Tailor? Goldsmith?). Panchayat verifies in days.
- Check out pmvishwakarma.gov.in and CSC close to you.
- Enter Aadhaar and bank information, and select your preferred trade option from 18 such as cobbler or blacksmith.
- Take a photo on-site to use to get an identification card.
- Be patient until Stage 4 confirmation (Gram Panchayat to the committee) Follow online.
- Take part in a 5-7-day basic training to pass an assessment, then get a toolkit worth Rs15,000 via an e-voucher at partner stores.
Advanced training? More than 15 days? money. Documents required: Aadhaar, ration card or bank passbook. Women and SC/ST have first priority. The state of Rajasthan, Jaipur CSCs report hundreds of approvals per week – it’s you’ll be next.
PM Vishwakarma Yojana Two New Bonuses Updates
Everyone is talking about the toolkit that costs $15,000 But these 2025 bonus offers make the deal even more attractive for you. The first is the training stipend. Every day, Rs500 is credited to your account following each training session through DBT. Do you miss the day? Pay nothing, but attend and take a class on machine polishing or ordering via app.
The second, digital transaction reward Second, digital transaction incentive: Why not use PhonePe as well as Google Pay to purchase sales? Government adds Rs1 per deal, capped at 100/month. This is Rs100 cash that’s enough to pay for tea and equipment maintenance. It takes you online, and where the biggest markets are waiting. Recent expos in September 2025 highlighted these with mega loans being announced as well.
True story An actual Delhi potter posted online about the story of how his wheel worth Rs15,000 plus bonuses made Rs10,000 a month into an amount of Rs25,000. You might be next – particularly if your trade is family-based.
PM Vishwakarma Yojana Eligible Trades
You’re eligible if you’re between the ages of 18 and 60 and are engaged in one of these trades that require hands-on experience. There’s no need for college, only evidence of employment.
- Carpenter, boat maker
- Blacksmith and arms maker
- Silversmith, goldsmith
- Potter, sculptor
- Bangle maker, barber
- Tailor and washerman
- And 7 more similar to cobbler and oil crusher.
Urban or rural Jaipur workshop or a shed in the village It doesn’t matter. Family-run business? Better yet, transfer the skills on to your children. One crore is the target However, you must apply since 2025 slots are set to tighten.
PM Vishwakarma Yojana Loans and Marketing
After the toolkit is installed, you access for loans with no collateral. The first tranche is Rs 1 lakh at 5percent (government guarantees). Repay over 18 months? You can get Rs2 lakh more in 30 months. Buy machines, hire help, expand.
Marketing bonus: Free branding, e-commerce links (GeM, ONDC), trade fair stalls. Acquire quality certification and sell nationally. 2025 updates will include a advertising funds of Rs250 crore. Your Rajasthan Jooti might be sold in Delhi shops.
PM Vishwakarma Yojana Common Mistake To Avoid
Have you heard about rejections? The most common reason is a missing Aadhaar-bank connection or an incorrect trade. Make sure you have e-KYC in place before. Monitor status using registration ID. Apps show stages 1-4 progress. Scams alert: There are no fees ever, only official websites.
Family heads with women? Extra push. 2025: progress 30, lakh IDs are issued and toolkits distributed.
You are the one who can transform your business into a profitable business using the PM Vishwakarma Yojana’s toolkit worth Rs15,000 as well as the two additional bonuses such as a daily stipend and electronic cash. The program spans from Jaipur streets to the national market the 2025 update will empower the same trades as yours by providing education, loans and promotions. More than 2.7 crore have been applied, and millions are profiting. Join them by visiting pmvishwakarma.gov.in as well as CSC today. Pay smart, increase and watch your income increase. Your hands have built traditions. now you can build wealth. Get started now. Your new tools are waiting.
FAQ’s
I am able to apply if I am over 60?
The age limit is 18-60 years old. Make sure to train your kids. The program is available until 2028.
What happens if the verification failed?
Visit the panchayat and bring docs. submit a second application. 1.67 crore have already have cleared Stage.
When does money come?
Toolkit after training (weeks) and a daily stipend following, bank-approved loans quickly.