The Haryana Lado Lakshmi Yojana is now one of the biggest women-centric welfare programs introduced through Haryana Government. Haryana Government in recent years. It is officially referred to under the designation Deen Dayal Lado-Lakshmi Yajana The scheme was officially launched the November 25, 2025 with the aim of offering the monthly direct financial assistance of Rs. 2,100 to women who qualify by way of Direct Benefit Transfer (DBT).
The program aims to improve financially independent, security of income and empower women especially in economically weaker households. To ensure benefits are only available to worthy recipients the state government announced updated eligibility rules with stricter guidelines, as well as the new structure for payments by means of an official notice.
Haryana Lado Lakshmi Yojana Overview
| Category | Details |
| Scheme Name | Deen Dayal Lado Lakshmi Yojana |
| State | Haryana |
| Launched On | 25 September 2025 |
| Monthly Benefit | Rs 2,100 |
| Payment Mode | Direct Benefit Transfer (DBT) |
| Eligible Age | Age range: 23-60 years |
| Income Limit | Rs 1 lakh (Rs1.8 lakh for categories that are special) |
| Residency Requirement | Minimum 15 years of age in Haryana |
| New Feature | RD savings component |
| Official Website | https://www.myscheme.gov.in/ |
Eligibility Criteria for Lado Lakshmi Yojana 2026
In order to be eligible for advantages under the Haryana Lado Lakshmi Yojana, applicants must fulfill the requirements of the eligibility requirements:
1. Age Requirement
- The applicant has to be at the age of 23.
- The maximum age limit for applicants can be reached at sixty years at the time of applying.
2. Income Limit (General Category)
- Family income for the year must not exceed Rs 1 lakh.
- The verification of income is performed via The Family Information Database (FIDR)
3. Residency Rule
- The applicant must be a Haryana resident for at least 15 years. Haryana for at least 15 years.
- If he is married to Haryana from a different state, the husband must meet the requirement of 15 years of residency
4. Bank Account & Aadhaar
- The applicant must have an an active account with a bank in her name.
- A bank account has to be linked to Aadhaar to DBT for payments
5. Multiple women from one family
- There’s no limit in the amount of women who are eligible within a family.
- In the event that more than one female is able to meet the requirements, each can apply independently
Additional Eligibility Linked to Children’s Education and Health
To improve education in terms of learning outcomes, education, and health for children To improve the quality of education, learning outcomes, and child health, Haryana government has introduced special eligibility categories. Haryana government has established certain eligibility criteria in the scheme.
Mothers Eligible Under Special Categories
Women are eligible with an greater income that is Rs1.8 lakh in the event of:
- Their children go to the government schools and achieve more than 80% in the Class 10 or Class 12 board examinations.
- The children of the school achieve the grade level of learning in their Nipun Bharat Mission (Classes 1 to 4)
- They have succeeded in rehabilitating children suffering from severe or moderate acute malnutrition as verified through The Women and Child Development Department
Note: Aadhaar, residency and bank account terms remain obligatory even in these particular categories.
Who Cannot Apply?
Haryana government has clearly stated who can apply for the program. Haryana government has clarified who is not able to be eligible to apply for Lado Lakshmi Yojana.
Women Already Receiving Other Pension Schemes
Candidates are exempt in the event that they are eligible for benefits in the following categories:
- Old Age Samman Allowance
- Widow & Destitute Women Pension
- Ladli Social Security Allowance
- Divyang (Disabled Persons) Pension
- Acid Attack Victim Support Scheme
- Widower & Unmarried Persons Scheme 2023
- Haryana Gaurav Samman Scheme (Padma Awardees)
- Other notified social pension scheme
Exclusion: Medical assistance schemes like:
- Cancer (Stage III & IV)
- Rare Diseases
- Thalassemia
- Haemophilia
- Sickle Cell Anemia
does not affect your eligibility.
Other Ineligibility Conditions
- Women who work in public jobs (regular or contractual or part-time) when their income is greater than the upper limit.
- Families who receive other regular pensions from the government or allowances
- Income tax payers
Important Rules of Lado Lakshmi Yojana
The government has put in place crucial operational regulations to guarantee transparency and long-term financial security.
1. Revised Payment Structure
- Rs1,100 – Credited every month to the account of a bank
- A deposit of Rs1,000 is made in an centrally-operated Recurring Disc (RD)
- RD matures at five years and can be used to create savings over the long term
2. Monthly Liveness Check
- Beneficiaries are required to complete each month face authentication
- Completed via this Lado Lakshmi App
- Failure could lead to temporary suspension or cancellation of the payment
3. Bank Account Accuracy
- If you are unable to pay in at least two months consecutively because of incorrect information:
- Monthly benefits will be cut off
- Only restarted after correcting the error.
4. False Information Penalty
- Any money that is not claimed correctly is paid back with interest of 12% per year
- Legal action can also be taken
5. Death of Beneficiary
- The amount of RD will be paid to the designated nominee
- The monthly benefit is canceled forever
6. Automatic Scheme Transfer
- If the beneficiary is later eligible for widow or old-age pension
- She could be automatically moved to the appropriate scheme
Why Are the Eligibility Rules So Strict?
Haryana Government has tightened eligibility rules. Haryana Government has tightened eligibility rules to:
- Ensure that benefits reach women who are truly in need
- Stop abuse and duplicate benefits.
- Increase targeting by Aadhaar PPP, Aadhaar, the FIDR, and bank verification
- Encourage accountability and efficiency in the use for public resources
This is in line with government’s emphasis on DBT-based welfare services and outcomes-driven governance.
Key Takeaways for Applicants
- Support for Rs. 2,100 per month with savings component
- Income, age and residency checks
- Incentives for education and health-related benefits for mothers
- Every month, biometric verification is mandatory
- Security for your financial future through RD
It is believed that the Haryana Lado Lakshmi Yojana 2026 is a significant step towards female financial independence that combines immediate financial support with long-term savings. The scheme currently is accompanied by specific and rigorous requirements for eligibility to guarantee fairness and sustainable.
Women who plan to apply must be sure to verify their income, age residence status, bank information and current benefits prior to applying. In this way those who qualify can enjoy an income that is steady throughout the month and financial security as well as social empowerment through this most popular Haryana government program.
FAQ’s
1. How much financial assistance is provided under Lado Lakshmi Yojana?
Eligible women receive ₹2,100 per month, of which ₹1,100 is credited monthly to the bank account and ₹1,000 is deposited in a government-operated RD account that matures after five years.
2. Can more than one woman from the same family apply for this scheme?
Yes. There is no limit on the number of women from one family. If multiple women meet the eligibility criteria, each can apply separately and receive benefits individually.
3. Will receiving another government pension affect eligibility?
Yes. Women already receiving social security pensions such as old-age, widow, or disability pensions are not eligible. However, medical assistance schemes (for cancer, rare diseases, thalassemia, etc.) do not disqualify applicants.
