E-PAN Card How to Apply and Download: Instant E Pan Card

It is the Permanent Account Number (PAN) is one of the most significant identification documents in India for tax and financial operations. It is issued from the Income Tax Department, PAN allows taxpayers to be identified as unique and monitor high-value financial transactions to guarantee transparency and stop tax avoidance.

Through digital transformation, the government also has introduced electronic PAN that is a legally legal electronically-enabled version of physically PAN card. From filing tax returns for income to opening demat and bank account, PAN as well as e-PAN are essential in every day financial transactions.

What Is a PAN Card?

The PAN (Permanent Account Number) is a 10-digit alphanumeric code that is issued to individuals and organizations from the Income Tax Department of India. Every PAN can only be used once and stays in the same form throughout the lifetime of its holder.

Physical PAN card includes:

PAN number
Name of the Holder
Photo (individuals only)
Birth date or incorporation
Name of father (for people)

PAN serves as PAN is a central point of reference for all tax-related important financial transactions, assisting authorities to link investments, income and taxes in a precise manner.

E-PAN Card: Overview

Category	Details
Full Form	Permanent Account Number (PAN)
Issuing Authority	Income Tax Department
What is e-PAN	Digitally issued PAN card in PDF format
Legal Validity	Same as physical PAN card
PAN Format	10-digit alphanumeric code
Eligible Applicants	Indian individuals with valid Aadhaar
Minimum Age	18 years
Aadhaar Requirement	Mandatory for instant e-PAN
Uses	ITR filing, banking, investments, property
PAN 2.0 Status	Upgrade of system, PAN number unchanged
Official Website	https://www.incometax.gov.in/

E-PAN Card How to Apply and Download: Instant E Pan Card

What Is an e-PAN Card?

An electronic-PAN is a electronic version of the PAN card which is issued in format in PDF in a format that is is signed digitally with Tax Authorities. Income Tax Department. It has the same legality as an actual PAN card and is able to be used anywhere the need for a PAN exists.

The ePAN initiative offers PAN services:

Paperless
Faster
Environment-friendly
It is easily accessible at any time

Income Tax PAN 2.0 – What Is It?

PAN 2.0 is a major modernization of the e-Governance system that is part of the Income Tax Department. The current PAN software has been operating for more than a decade, leading to demand for sturdy and future-proof digital infrastructure.

Key Features of PAN 2.0

Completely paper-free and online
A faster grievance redressal system for grievances
Increased security of data and system efficiency
No change in the current PAN numbers.
Old PAN cards are completely valid

PAN 2.0 concentrates on the user experience rather than replacing existing PANs.

NEET 2026 Application Form Out Soon

PSEB 12th Admit Card 2026

Benefits of PAN 2.0

The convenience: Services that provide end-to-end internet access
Performance: Faster PAN generation and updates
accessibility: Access to digitally accessible PAN information
Eco-friendly: Reduced paper usage
Transparency More robust compliance monitoring

Benefits of e-PAN Card

Digital and contactless process
Instantly issued (within 10 minutes in cases based on Aadhaar)
No delays in paperwork or delivery of couriers.
Secure from physical injury or loss
Downloads for free or at a low cost

In times of emergency and remote access demands, e-PAN has proven to be extremely beneficial.

Eligibility Criteria for e-PAN

To apply for an immediate electronic PAN applicants must:

You can be an individual taxpayer
You do not already have a PAN
You must have an valid Aadhaar number.
You should have A mobile number that is linked to Aadhaar
You must be at least 18 years old (as as per the Majority Act 1875)

E-PANs cannot be issued to businesses, companies trusts, HUFs, or companies by using the Aadhaar facility.

Is PAN / e-PAN Mandatory?

Yes, PAN or ePAN is a requirement to:

Filing Income Tax Returns
Opening bank or demat accounts
The cost of buying or selling property over the amount of
Fixed deposits that exceed Rs50,000
Investments in mutual funds that exceed Rs50,000
The purchase of four-wheelers
Credit or debit cards
Foreign travel payments above Rs 50,000
Restaurant or hotel bills that are high-end

What If You Don’t Own a PAN?

If you don’t have an account number:

You can make use of Aadhaar instead of PAN (where permitted)
Submit Form 60 declaring non-taxable income
Minors may use their parents “PAN”

However, long-term financial participation requires a PAN.

Different Types of PAN / e-PAN Cards

PANs are issued on the basis of what is the character of an company:

Individual (Indian Resident)
Individual (Foreign Citizen)
Company / Firm
Trust / Association / Government Body

Company PANs don’t need signatures or photographs.

Understanding the PAN Structure

A PAN contains 10 character:

First 3: Random alphabets
4th: Type of entity
5th: The first initial of surname
Next 4 Next 4: Numeric sequence (0001-9999)
Last The Alphabetic Check digit

The PAN remains the same even after name modifications.

Penalty for Holding Multiple PANs

According to section 272B under the Income Tax Act, 1961 having greater than one tax-payer number is a violation.

Penalty: Rs 10,000
Duplicate PANs need to be disposed of immediately.

How to Cancel or Surrender a PAN / e-PAN

Offline Method

Visit the Income Tax Office
Submit a surrender request the Assessing Officer
Or file Form 49A at NSDL/UTI centers

Online Method

Visit NSDL portal
Make PAN surrender request online

How to Download e-PAN Card

You can download your e-PAN card online through official government-authorised portals once your PAN is allotted or updated. The electronic PAN is an digitally certified legal document that can be used in lieu the physical.

Below are the official methods for downloading your electronic PAN card by 2026.

Method 1: Download e-PAN via Income Tax e-Filing Portal (Instant e-PAN)

The most efficient method that is available only to Aadhaar-linked PANs.

Eligibility

PAN generated using Aadhaar
Mobile number that is linked to Aadhaar

Steps to Download

Go to the official Income Tax E-Filing Portal
incometax.gov.in
On the homepage on the homepage, select “Instant e-PAN” under Quick Links.
Select “Check Status / Download PAN”.
Input the Aadhaar code Click Proceed.
Input to the OTP you received from your Aadhaar linked mobile number.
Click “Download e-PAN”.
The PDF e-PAN will be downloaded immediately.

Time taken: Within 10 minutes
Cost: Free of cost

Method 2: Download e-PAN via NSDL (Protean Portal)

This method works when your PAN was created via the NSDL.

You Can Download Using

PAN number PAN number, or
Acknowledgement number

Steps

Go to this site to access the NSDL PAN services portal.
Select the right choice:
- Download E-PAN (PAN allocated in the last thirty days)
- Download E-PAN (PAN assigned prior to the period of 30 days)
Select PAN or Acknowledgement Number.
Input the required information (DOB, Aadhaar if asked or captcha).
Choose OTP delivery mode (email/mobile).
Verify OTP.
Click Download PDF.

Fee

The offer is free Within thirty days of the allotment
Rs8.26 (including GST) after 30 days

Method 3: Download e-PAN via UTIITSL Portal

Apply this method if the PAN application was processed by UTIITSL..

Steps

Check out for the website of the official UTIITSL PAN portal.
Select “Download e-PAN”.
Enter:
- PAN number
- Date of birth or incorporation
- GSTIN (if applicable)
Send the information.
You will be notified of an email with a download link in an email.
Enter the OTP to download the E-PAN PDF.

Fee

Free for 30 days
Rs8.26 after 30 days

Method 4: Download e-PAN Without PAN Number

If you don’t know what your personal identification number is You can download an e-PAN.

Using Acknowledgement Number (NSDL)

Visit NSDL portal.
Select the the Acknowledgement number option.
You must enter the acknowledgement code, DOB and captcha.
Fully completed OTP verification.
Download e-PAN PDF.

Using Aadhaar (Income Tax Portal)

Visit incometax.gov.in.
Click Instant e-PAN – Check Status / Download PAN.
Enter Aadhaar number.
Verify OTP.
Download the e-PAN.

Method 5: Download e-PAN Using Aadhaar Number

This is applicable only with PANs that are Aadhaar-based..

Steps

Visit the Income Tax e-Filing website.
Click Instant e-PAN.
Select Check Status / Download PAN.
Enter Aadhaar number.
Verify OTP.
Download e-PAN PDF.

Method 6: Download e-PAN Using Mobile Number

You can download E-PAN only when the mobile phone number you use is registered to Aadhaar.

Steps

Visit incometax.gov.in.
Open Instant e-PAN service.
Enter Aadhaar number.
Confirm OTP received on your mobile.
Download the e-PAN.

e-PAN PDF Password

The file that you download is protected by a password.

Password Format: DDMMYYYY

Individuals: Date of Birth
Companies/Firms: Date of Incorporation

Important Points to Remember

E-PANs are legally legal for all tax and financial purposes
An Aadhaar-linked mobile number is required to avail instant access to services.
You must download within 30 days of the date to avoid fees
Always make sure to use the official websites only.

PAN and e-PAN are the foundation of India’s tax and financial ecosystem. Through initiatives such as PAN 2.0, the government will make services for taxpayers quicker, safer and completely digital. If you’re filing taxes or investing, or establishing accounts maintaining your PAN information current and readily accessible is vital.

For the most accurate information, depend on the official portals of government and stay clear of unofficial sources.

FAQ’s

Q1. How can I download my e-PAN card?

It is possible to download an electronic PAN from the Income Tax eFiling portal, NSDL, or UTIITSL with Aadhaar PAN, Aadhaar or an acknowledgement number.