The families of New York State are set to get significant financial help in 2026, thanks to the extended Empire State Child Credit which will see eligible households entitled to up to 1,000 dollars for each child. The cost of living continues to rise, particularly those related to education, food, childcare as well as healthcare, this state tax credit is intended to offer targeted assistance to families with low and middle incomes.
In contrast to one-time stimulus payments it is a permanent benefit. Empire State Child Credit is an permanent tax deduction integrated into the tax system of New York. In the filing season of 2026 the credit provides greater assistance to families with young children. It also provides greater benefits for children of older age in the years to come. Understanding the eligibility guidelines, limits on income or filing deadlines is vital in order to receive the maximum amount you are eligible for.
What Is the $1,000 New York State Tax Credit 2026?
This $1000 New York State tax credit is the maximum Empire State Child Credit available for children of a certain age four. The purpose is to assist families during the challenging financial years of their early childhood where costs like diapers, medical and childcare are typically the most expensive.
For families with children who are older the amount of tax credit is typically smaller, however New York State has approved gradual increases which will take into effect for tax years to come. This will make the program more complete and more in line with actual family expenses.
$1,000 New York State Tax Credit 2026: Overview
The Empire State Child Credit is managed through the New York State Department of Taxation and Finance and can be claimed on the New York State income tax return. It’s fully refundable which means that families are able to benefit even if they do not owe any income tax at all to the state.
| Detail | Information |
| Credit Name | Empire State Child Credit |
| Tax Year for which you file | 2025 (filed in 2026) |
| State | New York |
| Credit Type | Refundable |
| Credit Maximum (Under four years of age) | $1,000 per child |
| Credit for the Ages 4- 16 (2025 filing) | $330 per child |
| Credit Increased (from Tax year 2026) | $500 for each one child (ages 4-16) |
| Formulation Requires | Formula IT-213 |
| The Administration of the Program is by | NYS Department of Taxation and Finance |
| Official Website | tax.ny.gov |
Who Is Eligible for the Empire State Child Credit in 2026?
The eligibility for the credit is contingent on the residency of the applicant, their the status of filing, income as well as the child’s age as well as the situation in which they live..
To be eligible to be eligible, you must satisfy the requirements conditions listed here: requirements:
- You must be a full-time residence within New York State
- Complete an New York State income tax return for the tax year 2025. year
- Attach the Form IT-213 to your return
- At the very least one qualifying child younger than age 17 on December 31, 2025.
- The child should have been living in your home for more than half of the year.
The credit can be used for the biological child, adoptee children stepchildren, and other eligible dependents who satisfy state requirements.
Income Limits and Phase-Out Rules
Although it is true that the Empire State Child Credit is intended to help families with low and moderate incomes however, households with higher incomes may be eligible for an lower credit due to the income phase-out regulations.
Limits on Income based on Filing Status
| Status of Filing | Income Limit |
| Married Filing Jointly | $110,000 |
| Single | $75,000 |
| Head of Household | $75,000 |
| Qualifying Spouse who is surviving | $75,000 |
| Married Filing Separately | $55,000 |
In the event that the FAIR Adjusted Gross Income (AGI) exceeds the threshold, your credit will be cut to $16.50 for each $1,000 over the threshold. Families that are above the threshold could be able to get partial credit.
How Much Will Families Receive?
The amount that is eligible for credit varies based of the child’s age as well as what tax year in which the return is filed..
To file for tax Year 2025 (Filed in 2026)
- $1,000 for each child younger than 4
- $330 per child between the ages of 4 and 16.
For tax years 2026 and 2027 (Filed in 2027 and 2028)
- $1,000 per child less than age 4
- $500 for each child who is eligible aged 4-16
This expansion is part of the state’s long-term strategy to offer stronger, more flexible tax relief for children.
Is the Empire State Child Credit Refundable?
Yes. It is true that the Empire State Child Credit is completely refundable.
This is a reference to:
- You may be eligible to receive tax credit even when you have no outstanding state taxes
- It will then be added onto your taxes refund
- Families with low incomes are still able to benefit
Refundable credit is particularly beneficial due to the fact that they offer the direct financial assistance in addition to the reduction of taxes due.
How to Claim the $1,000 New York State Tax Credit
The process of claiming the credit is simple however, omitting a step could delay or decrease the amount you receive.
How for Claiming the Credit
- File your New York State income tax return
- Fill out Formula IT-213 (Claim for Empire State Child Credit)
- Verify that the information for your child is correct and complete
- Send your return electronically or mail
After processing, the credit will be credited to you State income tax return.
Important Filing Tips
To avoid any delays or problems regarding your refund:
- Make sure you verify your child’s Social Security number.
- Verify that the accuracy of your residence status is accurate
- Electronically file for speedier processing
- Make copies of every form and other documents
- Utilize official guidance provided by tax.ny.gov, not any claims made by social media.
Official Verification and Avoiding Misinformation
The Empire State Child Credit is an legitimate, long-running New York State program. This is not an official Federal stimulus and is not automatically enrolled–you must apply and claim it in a timely manner.
Always confirm information directly with:
- The New York State Department of Taxation and Finance
- Official tax publications from the state
- Certified tax professionals
Key Takeaways
- Families could be able to receive as much as $1,000 for each child in 2026.
- Credit is not refundable.
- There are income limits, but partial credit is accessible
- The filing of the Form IT-213 is required.
- Benefits are increased for children of older age in the upcoming tax years.
FAQ’s
Q1. Is the $1,000 New York State tax credit automatic?
No. You need to complete an New York State tax return and include the form IT-213 to claim the Empire State Child Credit.
Q2. Can I get the credit if I owe no state income tax?
Yes. This credit can be refundable that means you will be eligible to receive it as part of your tax refund, even when your tax liability is zero.
Q3. Is this a federal child tax credit or a New York-only benefit?
It is an Tax credit that is only available in New York state distinct of the national Child Tax Credit. It is managed through the New York State Department of Taxation and Finance.
